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Amazon: Bowflex SelectTech Adjustable Dumbbells + Stand Bundle Only $300

Bowflex SelectTech 552 Adjustable Dumbbells (Pair) and Stand Bundle


Today only deal

Pair of Bowflex SelectTech Adjustable Dumbbells and Stand Bundle 

Only $299.99 shipped (List Price: $718)

Tips For Lowering Car & Home Insurance Costs

Saving Money on Insurance Costs

I’m currently looking into ways to lower my current car insurance costs without compromising coverage.

Has it been a while since you shopped around for car insurance? There is a very good chance that you are paying too much for your insurance and could get a better rate as well.

If you believe you are overpaying for your current insurance, this is a reminder that there are savings (of several hundred dollars a year) to be had out there.  I’ve found that the more insurance companies you compare, the more savings and better coverage you are able to find.

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Every little bit helps!

The following are some tips that will be covered in this post:

  • Ask about discounts
  • Bundle
  • Compare rates / shop around for different quotes
  • Raise your deductible
  • Reduce coverage

Lowering Insurance Costs – Tip #1 – Ask About Discounts

Ask About Discounts

“It cant hurt to ask.”

There are plenty of auto insurance discounts out there to help you lower your car insurance rates.

But what type of discounts may be available?  I’ve compiled a list below.

Car Insurance

  • Car Safety Features
    •   Examples include Antilock brakes and Antitheft devices
  • Multi Car
    • If you insure more than one car on the same policy
  • Multi Policy
    • If you buy multiple policies from the same insurer (home and car insurance, for example)
  • Accident Free/Prevention
    • Some insurers offer discounts for taking Defensive Driving courses
  • Good Student Discounts
    • Applies to high school and college students getting good grades
  • Low-mileage
    • Some insurers offer discounts for keeping your annual mileage low (Usually 15,000 or less miles/year)
  • Senior citizens
    • Eligible for drivers usually over the age of 55
  • Group / Associations
    • Some insurers partner with various associations to give discounts to members
  • Safe / Good Driver
    • For drivers with no traffic violations or accident claims.  Insurers usually look at the last three years of your driving record to make a determination.
    • Plug a monitoring device in your car track driving habits (i.e. Progressive’s Snapshot)
  • Defensive Driving courses
    • Lower portions of your auto insurance by up to 10% for 3 years
  • Paid in Full
    • Discount for paying entire premium at once

Home Insurance

  • Home renovation
    • New electrical and plumbing systems, for example
  • New roof
  • New home
    • If home was built in the past 15 years
  • Non smokers
    • Discounts for having no smokers living in the home
  • Energy-efficient features
  • Home safety features
    • Alarms

Lowering Insurance Costs – Tip #2 – Bundle


If you currently have your auto, home, or life insurance from different insurers, you are probably missing out on a discount.

Put simply, if you bundle policies from a single company, they’re very likely to offer you a multi-policy discount of an average of about 8%.

Having the same insurance provider for your homeowners and auto insurance could save you a few hundred dollars a year. That number varies depending on where you live, though, according to a study from insuranceQuotes.

This is one of the smartest and easiest ways to save money (and time!) on insurance.

Lowering Insurance Costs – Tip #3 – Compare Rates

Compare Rates / Shop Around

This step will save you some money, but may be the most time consuming.

It is recommended that you get at least three price quotes from different companies.  These can typically be obtained online (websites like Progressive.com, InsuranceQuotes.com, and CoverHound.com) if you aren’t a phone person.  Some upfront information will be needed in order for the rates to be determined.

If you’re already insured, assess how much current coverage you have so you can compare against new policies. Know your vehicles safety features, how many miles you drive each year, claims history, etc.

If you’re unhappy with your current insurer, it is wise to tell them that you’re considering a switch. They may offer you a discounted rate in order to keep you as a customer.  If you do decide to switch, be sure not to cancel until you get another policy.

This is something you should be doing every few years even if you’re happy with your current provider, in order to make sure you’re getting a competitive rate.  You get little benefit from sticking with the same insurer year in and year out.  Not browsing for other policies could cost you more in the long run, even if you believe you are paying less than you were before.

tip iconIn New York, Progressive tends to be cheaper for singles and couples, while Geico or Travelers tends to cheaper for families with teens

tip iconConsider comparison shopping on TheZebra.com, a site that offers estimates from a large number of insurers

tip iconConsider also using an independent insurance agent to help you find you the best deals on the coverage that’s right for you


Walmart: Xbox One S Battlefield 1 Bundle Deal (Only $199.96)

Microsoft Xbox One S (500GB) Battlefield 1 Special Edition Bundle, Storm Grey, ZZG-00028

Microsoft Xbox One S 500GB Battlefield 1 Special Edition Bundle

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Includes special-edition storm gray Xbox One S 500GB console, matching Xbox One Wireless Controller and full game download of Battlefield 1



Microsoft Xbox One S 500GB Forza Horizon Bundle only $199.99

Xbox One S 500GB Ultimate Halo Bundle with your choice of Bonus Game + Wireless Controller only $249

Meet The All-New Amazon Devices Starting at $69.99

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Amazon Device Family

Jet.com: PS4 Slim 500GB Uncharted 4 Bundle Only $219 (New Customers)

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PS4 Slim 500GB Uncharted 4 Bundle by Sony

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+ New customers can get 15% off their first three purchases of $35+ with code SPRING15 at checkout

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Check Out These Amazon Gift Card Deals

More last minute gifts to consider!


$50 Starbucks Gift Card and $50 Amazon.com Gift Card in a Greeting Card

Get a FREE $10 Amazon promotional credit when you purchase this $50 Starbucks Gift Card and $50 Amazon.com Gift Card Greeting Card bundle for just $100 shipped!

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> Limit one per person

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Amazon: PS4 Uncharted 4 Bundle + $25 Gift Card (Only $250)

Best Buy: Save $50 on the FIFA 17 Deluxe Edition Scarf Bundle (Xbox One)


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