Daily Archive: Friday, December 22, 2017

Instacart: Grocery Home-delivery in Syracuse (Overview)

Image result for instacart logo

As of Tuesday (8/15/2017), Instacart is available in the Syracuse market!

What is Instacart?

Instacart is a San Francisco-based company that partners with local stores to offer same-day grocery delivery service.  Their service simplifies the grocery shopping process, saving you both time and money, and helping you avoid the stress of parking and long lines.

How does it work?

1. Shop your favorite local grocery stores

Shop from anywhere using your computer (www.instacart.com), iPhoneiPad or Android device.

2. Schedule a delivery

Have your groceries delivered in as little as an hour, later in the day, or even later in week (7 days in advance).

3. Get groceries delivered right to your door

Instacart “personal shoppers” will then collect the items you ordered and deliver them to you.  You can also choose to pick up your groceries at the store (at select locations).

What Syracuse stores can I order from?

Wegmans

Price Rite

PetcoNowCVS

Price Chopper

 

Wegmans, Price Rite, Petco, Pricechopper, Tops, and CVS are currently the only available stores in Syracuse.

What else do I need to know?

  • The minimum order is $35.00
  • There is a also $5.99 delivery charge
  • First time users can enter the code HISANTAMARIA (exp. 2/28/18) at checkout to get $20 off an order of $35+
  • Even better, you will get FREE delivery on your first order (= if you spend $35 and use the above promo code, your total will only be $15 shipped)
  • SIGN UP TODAY and get a $10 bonus using this link!
More reasons to try Instacart
Exclusive coupons
Save money and time with digital coupons you don’t need to clip
Convenient delivery times
Get delivery in as little as one hour or when it works with your weekly schedule
Easy to use mobile apps
Shop online or download the Instacart app on your phone or tablet

Acorns: An Overview

I’ve decided to take the leap and sign up with Acorns.

Intimidated to invest?  If you want an insanely simple way to save and invest your money, consider signing up as well.

https://tctechcrunch2011.files.wordpress.com/2014/08/account-history.jpg

 

What is Acorns?

Acorns helps you save & invest spare change from your everyday purchases and invest into a diversified portfolio of stocks and bonds. You can easily get started in minutes: anytime, anywhere. 

Acorns is a free mobile app that rounds up your credit and debit card purchases to the nearest dollar, then puts this digital “spare change” in an investment account. You don’t notice it happening as it is automatically done for you on every purchase, making it a hands off approach.

All you need to get started is a bank account and an Internet connection.  There is no minimum deposit or balance as well as no restrictions on withdrawals.

It is a great way to get started on investing, as Acorns simplifies the process. They have essentially removed the guesswork from the equation.

By starting small, continually adding and being patient, growth will happen automatically. All it takes is time.  

Sound simple enough? Read on 🙂

“People generally associate investing with lots of dollars,” said Jeff Cruttenden, co-founder and CEO of Acorns. “Once [people] find out that you can invest spare change, it’s a really attractive concept.”

Signing Up

Sign up is relatively simple.

You will need to answer multiple questions to create a financial profile and state your investment goals.

Make sure you have your bank and account credentials available.   You can link up as many debit and credit cards as you want.

There are five different Acorns investment portfolio options you will choose from, ranging from aggressive to conservative (aggressive, moderate, or conservative).  Each one is made up of six exchange-traded funds (ETFs) selected to achieve your portfolio objective.  These portfolio options are compiled by a team of investment analysts, mathematicians, and economists in conjunction with Nobel Prize-winning economist Harry Markowitz.

Sign up here today and receive a $5 bonus!

Round Ups

Whenever you make a purchase, Acorns “rounds up” the purchase to the next dollar and invests the change into a diversified stock portfolio. When your Round-Ups exceed $5, Acorns transfers the money from your debit/checking account to this portfolio.

Example:

Let’s say you buy a meal at McDonald’s for $6.45 using a linked credit card.   Acorns would round up to $7, with the difference of .55 (round up amount) being invested.

This would happen automatically.  However, it doesn’t have to be, as you can change the setting to be manual.  In this setting, you would manually add round ups by selecting from a list of payment transactions.

One thing of note as well is that Acorns does not cover overdraft fees for its withdrawals.

How Much Does It Cost to Use Acorns?

They charge $1 per month for balances under $5,000 or 0.25% per year for balances over $5,000.  Students and those under 24 years can use the app for free.

There are no fees on accounts with a balance of $0.

Security

Acorns has the following security features:

  • SIPC Insured Accounts – Every Acorns account is insured up to $500,000 for fraud
  • SSL Encryption – Website and app are secured with 256-bit encryption
  • Account Alerts – Users are contacted about unusual account activity
  • Bank-level Security – Secure servers and privacy verified by physical security
  • Account Safeguards -Multi-factor authentication, automatic logouts, and ID verification help prevent unauthorized access

Other Information

  • You can deposit money directly into your Acorns, account in addition to the automatic Round Ups
  • When you’re ready to withdraw your money, it’s in your account within a few days
  • Automatic rebalancing helps your account benefit from market corrections
  • You can change your risk profile at any time to be more or less aggressive

 

*NEW Feature* Found Money (Beta)

New in version 1.5.0

Shop with any of the Found Money partners, and they’ll automatically invest in your Acorns account!

You do not have to opt in – rewards will automatically be invested as long as you have a credit or debit card linked to your account.  You will need to do so in order for the Found Money partners to be alerted that you’ve purchased something from them and can promptly reward you.  Rewards will vary by brand.

This Found Money will appear in your account within thirty days of your purchase.  You can track what you’ve earned on the history screen in your Acorns app.

Check out the Found Money page in the app fore more details!

Rite Aid: AXE Shampoo Deal (Only 50 Cents Each)

See the source image

Hurry! This Rite Aid Deal Expires 12/23…

AXE Apollo Shampoo (Buy 2 @ $9)

Use two $2/1 AXE HAIR product printable coupons found here [limit two]
+ Use the $2/2 In-Ad coupon
Pay $3, Get 200 Plenti Points when you buy 2 = $2 (limit 2)
Final Price: Only $1 for two!

Buy a $20 Dunkin Donuts Gift Card, Get $10 in FREE eGift Cards (+ Masterpass Offer)

DDPERKS® gift card being held up in the air

Deal expires December 30th, 2017

GIVE THE GIFT OF DUNKIN’ 🍩

DunkinDonuts.com is offering TWO FREE $5 eGift Cards with the purchase of a $20 Dunkin Donuts gift card!

 This offer is available online only.  The $5 promotional card must be redeemed by January 31, 2018.

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Free $10 Dunkin’ Donuts Bonus Offer – Just Load $10 Using Masterpass

Through December 30th, add $10 or more to your Dunkin Donuts Perks Rewards Card using Masterpass and you’ll get a FREE $10 bonus. Simply use Masterpass in the Dunkin’ Donuts Mobile App in order to receive the $10 bonus. There is a limit of one $10 bonus per customer and per payment card number and this offer may be available in select areas only.

FREE Dog Bandana + $10 in Coupons From Nulo 🐶

While supplies last…

Nulo.com is offering a FREE Nulo Dog Bandana and $10 in printable coupons for Nulo dog food when you sign up for their newsletter!

‘The Night Before’ Movie Rental Only 99¢ on iTunes

http://is4.mzstatic.com/image/thumb/Video/v4/f5/57/7f/f5577f05-98d9-7170-afa8-c10e48ae8f8d/source/227x227bb.jpgFor a limited time only

Rent The Night Before in SD or 4K on iTunes for only 99¢!

Ethan (Joseph Gordon-Levitt), Isaac (Seth Rogen) and Chris (Anthony Mackie) have been friends since childhood, and for a decade, their yearly Christmas Eve reunion has been an annual night of debauchery and hilarity. Now that they’re entering adulthood, the tradition is coming to an end, and to make it as memorable as possible, they set out to find the Nutcracka Ball – the Holy Grail of Christmas parties.

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