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The Fastest Method to Eliminate Credit Card Debt
By Andrea Cannon (WiseBread)
1. Pay Off the Highest Interest Rate Card First
Invest any extra cash you have every month into paying off your highest interest rate card, while still paying the minimums on your others. Once you’ve paid off your highest interest rate card, begin applying all your extra cash to the card with the next highest rate, and continue paying the minimums on the remaining cards. Each time you pay off a card, you will be left with a little more extra cash every month, which you can invest into the next card you’re paying off, creating a positive payment snowball effect.